CAPITAL ENHANCEMENT GROUP

AFTER-RETIREMENT PLANNING

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Raymond L. Adams is a Registered Representative and Investment Advisor Representative of and offers securities and advisory services through Symetra Investment Services, Inc.  777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Member FINRA/SIPC, Broker/Dealer and an SEC Registered Investment Advisor.

Capital Enhancement Group is not a subsidiary or an affiliate of Symetra Investment Services, Inc.

© 2010 Capital Enhancement Group, Inc. All rights reserved.

Raymond L. Adams, has worked in the financial services industry helping clients for over 30 years. He has also taught as a University instructor, a guest lecturer in the graduate tax program at the University of Washington School of Law, spoken at numerous conventions and seminars, and written many articles for local and national publications, all relative to dovetailing Estate Planning with updated financial concepts and products.

In addition to his experience, Raymond has earned many professional financial designations, including Certified Financial Planner™ (CFP®), Chartered Financial Consultant (ChFC), and Chartered Life Underwriter (CLU).

Ray is married and has 8 children, 25 grandchildren, and resides in Kirkland, Washington.

A broker/dealer, investment adviser, broker/dealer representative, or investment advisor representative may only transact business in a state after obtaining proper licensing and satisfying qualification requirements of that state, or only if they are excluded or exempted from the state's broker/dealer, investment adviser, or broker/dealer representative, or investment advisor representative requirements, as the case may be;

Neither may they follow-up individualized responses to consumers in a particular state that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker/dealer, investment adviser, broker/dealer representative, or investment advisor representative requirements, or pursuant to an applicable state exemption or exclusion.

For information concerning the license status or disciplinary history of a broker/dealer, investment adviser, broker/dealer representative, or investment advisor representative, a consumer should contact his or her state securities law administrator.

Raymond L. Adams is licensed to sell securities in the state of Washington.

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